html:root{--radius:.75rem;--mk-paper:var(--mk-color-brand-paper);--mk-navy:var(--mk-color-brand-navy);--mk-koala:var(--mk-color-mist-strong);--mk-green:var(--mk-color-brand-green);--mk-green-dark:#0b423c;--mk-green-text:#1f5b39}html:root:not(.dark){--background:var(--mk-color-canvas);--foreground:var(--mk-color-ink);--card:var(--mk-color-surface);--card-foreground:var(--mk-color-ink);--popover:var(--mk-color-surface);--popover-foreground:var(--mk-color-ink);--primary:var(--mk-color-lavender);--primary-foreground:#fff;--secondary:var(--mk-color-surface-subtle);--secondary-foreground:var(--mk-color-ink);--muted:var(--mk-color-surface-subtle);--muted-foreground:var(--mk-color-ink-muted);--accent:var(--mk-color-lavender-soft);--accent-foreground:var(--mk-color-accent-ink);--border:#10221f1a;--input:#10221f29;--ring:var(--mk-color-focus);--elevation-1:#10221f0a;--elevation-2:#10221f12;--elevation-3:#10221f1f}html.dark{--background:#141c22;--foreground:#f2f4f3;--card:#19232a;--card-foreground:#f2f4f3;--popover:#19232a;--popover-foreground:#f2f4f3;--primary:#f2f4f3;--primary-foreground:#072e2a;--secondary:#202c34;--secondary-foreground:#edf1ee;--muted:#202c34;--muted-foreground:#aeb8bd;--accent:#24312a;--accent-foreground:#edf1ee;--border:#ffffff17;--input:#ffffff21;--ring:#45a89a}html .text-eyebrow,html .text-brand-700{color:var(--mk-color-accent-ink)}html .mk-green-badge{background-color:var(--mk-green-text);color:#fff}html body,html.dark body{background-color:var(--background)!important;background-image:none!important;background-attachment:initial!important}html .mk-site-header{-webkit-backdrop-filter:blur(20px)saturate(115%);backdrop-filter:blur(20px)saturate(115%);border-bottom:1px solid var(--mk-color-line)!important;background:color-mix(in srgb, var(--mk-color-surface) 92%, transparent)!important;box-shadow:var(--mk-shadow-float)!important}html .mk-site-header>nav{min-height:3.75rem}html .mk-site-logo-plate{box-shadow:none!important;background:0 0!important;border-radius:0!important;padding-block:0!important;transition:opacity .15s!important}html .mk-site-logo-plate:hover{opacity:.84;background:0 0!important;transform:none!important}html .mk-nav-active{background:var(--mk-color-lavender-soft)!important;box-shadow:inset 0 0 0 1px var(--mk-color-line)!important}html.dark .mk-nav-active{background:#ffffff12!important}html .mk-site-header input[type=search]{border-color:var(--mk-color-line)!important;border-radius:var(--mk-radius-control)!important;background:var(--mk-color-surface-subtle)!important;box-shadow:none!important}html .mk-site-header input[type=search]:focus{border-color:var(--mk-color-focus)!important;box-shadow:var(--mk-focus-ring)!important}html .mk-site-footer{box-shadow:none!important;background:#072e2a!important;border-top:1px solid #ffffff14!important}html .mk-brand-wash,html .mk-brand-grid,html.dark .mk-brand-wash,html.dark .mk-brand-grid{background:var(--background)!important;background-image:none!important}html .mk-brand-panel,html .mk-shell-card{border:1px solid var(--mk-color-line)!important;border-radius:var(--mk-radius-surface)!important;background:var(--mk-color-surface)!important;box-shadow:var(--mk-shadow-surface)!important}html .mk-soft-card{border:1px solid var(--mk-color-line)!important;border-radius:var(--mk-radius-surface)!important;background:var(--mk-color-surface-subtle)!important;box-shadow:none!important}html .mk-navy-panel{box-shadow:none!important;background:#072e2a!important;border:1px solid #ffffff14!important;border-radius:12px!important}html .mk-green-surface{border-color:color-mix(in srgb, var(--mk-color-sage) 28%, transparent)!important;background:var(--mk-color-sage-soft)!important}html.dark .mk-green-surface{background:#2f91841a!important;border-color:#8fc4bb38!important}html .mk-brand-pill{border:1px solid var(--mk-color-line)!important;background:var(--mk-color-surface)!important;color:var(--mk-color-ink)!important;box-shadow:none!important;border-radius:999px!important}html .mk-field,html input:not([type=checkbox]):not([type=radio]),html textarea,html select{border-radius:var(--mk-radius-control);border-color:var(--mk-color-line-strong)!important;box-shadow:none!important}html:root:not(.dark) input:not([type=checkbox]):not([type=radio]),html:root:not(.dark) textarea,html:root:not(.dark) select{background:var(--mk-color-surface)!important}html input:not([type=checkbox]):not([type=radio]):focus,html textarea:focus,html select:focus{border-color:var(--mk-color-focus)!important;box-shadow:var(--mk-focus-ring)!important}html .mk-cta,html .mk-orange-badge{background:var(--mk-color-lavender)!important;color:#fff!important;box-shadow:var(--mk-shadow-surface)!important}html .mk-cta:hover{background:var(--mk-color-accent-ink)!important}html .mk-calculator-hero,html.dark .mk-calculator-hero{border-bottom:1px solid var(--mk-color-line)!important;background:color-mix(in srgb, var(--mk-color-surface) 92%, transparent)!important;background-image:linear-gradient(#ffffffd1,#0000)!important}html .mk-calculator-stage,html.dark .mk-calculator-stage{background-image:none;background:var(--mk-color-canvas)!important}html [data-koala-professional-opinion=true]{border-color:color-mix(in srgb, var(--mk-color-sage) 28%, transparent)!important;border-radius:var(--mk-radius-surface)!important;background:var(--mk-color-sage-soft)!important;box-shadow:none!important;background-image:none!important}html.dark [data-koala-professional-opinion=true]{background:#2f91841a!important;border-color:#8fc4bb33!important}html [data-calculated-result-placeholder=true]{border-color:var(--mk-color-line)!important;border-radius:var(--mk-radius-surface)!important;background:var(--mk-color-surface-subtle)!important}html .mk-auth-shell,html.dark .mk-auth-shell{background:var(--background)!important;background-image:none!important}html .mk-dashboard-surface,html.dark .mk-dashboard-surface{background-image:none;background:var(--mk-color-canvas)!important}html .mk-quiet-home{background:var(--mk-color-canvas)}html .mk-quiet-home details>summary::-webkit-details-marker{display:none}html .mk-quiet-home a,html .mk-quiet-home button{-webkit-tap-highlight-color:transparent}html .mk-quiet-home .mk-premium-canvas{animation:none!important}@media (max-width:640px){html .mk-site-header>nav{min-height:3.6rem}html .mk-quiet-home .mk-premium-canvas{border-radius:12px}}
.mk-program-shell{--lightningcss-light:initial;--lightningcss-dark: ;color-scheme:light;--background:var(--mk-color-canvas);--foreground:var(--mk-color-ink);--card:var(--mk-color-surface);--card-foreground:var(--mk-color-ink);--popover:var(--mk-color-surface);--popover-foreground:var(--mk-color-ink);--primary:var(--mk-color-lavender);--primary-foreground:#fff;--secondary:var(--mk-color-surface-subtle);--secondary-foreground:var(--mk-color-ink);--muted:var(--mk-color-surface-subtle);--muted-foreground:var(--mk-color-ink-muted);--accent:var(--mk-color-lavender-soft);--accent-foreground:var(--mk-color-accent-ink);--border:var(--mk-color-line);--input:var(--mk-color-line-strong);--ring:var(--mk-color-focus);color:var(--mk-color-ink)}:is(html:has(.mk-program-shell),body:has(.mk-program-shell)){background-image:none;min-height:100%;background:var(--mk-color-canvas)!important}.mk-program-window{isolation:isolate}.mk-program-content{scrollbar-gutter:stable}.mk-program-content>main{width:100%}.mk-program-content .mk-calculator-hero,.mk-program-content .mk-calculator-stage,.mk-program-content .mk-dashboard-surface,.mk-program-content .mk-auth-shell{background-image:none!important}.mk-program-content .mk-calculator-hero{border-bottom-color:var(--mk-color-line)!important;background:color-mix(in srgb, var(--mk-color-surface) 90%, transparent)!important}.mk-program-content .mk-calculator-stage,.mk-program-content .mk-dashboard-surface,.mk-program-content .mk-auth-shell{background:var(--mk-color-canvas)!important}.mk-program-content .mk-shell-card,.mk-program-content .mk-brand-panel,.mk-program-content [data-koala-professional-opinion=true],.mk-program-content [data-calculated-result-placeholder=true]{border-color:var(--mk-color-line)!important;box-shadow:var(--mk-shadow-surface)!important}.mk-program-content .mk-soft-card{border-color:var(--mk-color-line)!important;background:var(--mk-color-surface-subtle)!important}.mk-program-content [data-koala-professional-opinion=true]{border-color:color-mix(in srgb, var(--mk-color-sage) 28%, transparent)!important;background:var(--mk-color-sage-soft)!important}.mk-program-content input:not([type=checkbox]):not([type=radio]),.mk-program-content textarea,.mk-program-content select{border-color:var(--mk-color-line-strong)!important;background:var(--mk-color-surface)!important;box-shadow:none!important}.mk-program-content input:not([type=checkbox]):not([type=radio]):focus,.mk-program-content textarea:focus,.mk-program-content select:focus{border-color:var(--mk-color-focus)!important;box-shadow:var(--mk-focus-ring)!important}.mk-landing-product .mk-premium-canvas{border:1px solid var(--mk-color-line)!important;border-radius:var(--mk-radius-panel)!important;background:var(--mk-color-surface)!important;box-shadow:var(--mk-shadow-panel)!important;animation:none!important}.mk-landing-product .mk-premium-canvas>div:first-child{background:var(--mk-color-surface)}.mk-public-home{--lightningcss-light:initial;--lightningcss-dark: ;color-scheme:light}.mk-public-home a,.mk-public-home button{-webkit-tap-highlight-color:transparent}@media (max-width:767px){:is(html:has(.mk-program-shell),body:has(.mk-program-shell)){background:var(--mk-color-canvas)!important}.mk-program-content{min-height:calc(100dvh - 44px)}.mk-landing-product .mk-premium-canvas{border-radius:var(--mk-radius-surface)!important}}
[data-reveal-ready] [data-reveal]{opacity:0;transition:opacity .7s var(--mk-ease-out), transform .7s var(--mk-ease-out);transition-delay:var(--reveal-delay,0s);will-change:opacity, transform;transform:translateY(1.5rem)}[data-reveal-ready] [data-reveal][data-revealed=true]{opacity:1;will-change:auto;transform:none}[data-reveal-ready] [data-reveal-group]>*{opacity:0;transition:opacity .62s var(--mk-ease-out), transform .62s var(--mk-ease-out);transform:translateY(1.1rem)}[data-reveal-ready] [data-reveal-group][data-revealed=true]>*{opacity:1;transform:none}[data-reveal-ready] [data-reveal-group][data-revealed=true]>:first-child{transition-delay:0s}[data-reveal-ready] [data-reveal-group][data-revealed=true]>:nth-child(2){transition-delay:90ms}[data-reveal-ready] [data-reveal-group][data-revealed=true]>:nth-child(3){transition-delay:.18s}[data-reveal-ready] [data-reveal-group][data-revealed=true]>:nth-child(4){transition-delay:.27s}[data-reveal-ready] [data-reveal-group][data-revealed=true]>:nth-child(5){transition-delay:.36s}[data-reveal-ready] [data-reveal-group][data-revealed=true]>:nth-child(6){transition-delay:.45s}@media (prefers-reduced-motion:reduce){[data-reveal-ready] [data-reveal],[data-reveal-ready] [data-reveal-group]>*{opacity:1;transition:none;transform:none}}.mk-term{letter-spacing:.07em;font-family:inherit;font-size:.656rem;font-weight:800;line-height:inherit;color:inherit;text-underline-offset:3px;cursor:help;white-space:nowrap;background:#ffffff8c;border:0;border-radius:6px;margin:0;padding:3px 7px;-webkit-text-decoration:underline dotted;text-decoration:underline dotted;text-decoration-thickness:1px;display:inline-block;position:relative}.mk-term-inline{letter-spacing:.04em;background:var(--mk-color-surface-subtle);vertical-align:baseline;font-size:.86em}.dark .mk-term{background:#ffffff1f}.mk-term-tip{color:#e8f2ef;letter-spacing:0;text-align:left;text-transform:none;white-space:normal;opacity:0;visibility:hidden;pointer-events:none;z-index:40;width:max-content;max-width:230px;transition:opacity .15s ease, transform .15s var(--mk-ease-out);background:#0b1c1a;border-radius:10px;padding:9px 12px;font-size:.75rem;font-weight:500;line-height:1.45;text-decoration:none;position:absolute;bottom:calc(100% + 9px);left:50%;transform:translate(-50%)translateY(3px);box-shadow:0 8px 22px -8px #00000080}.mk-term-tip b{color:#fff;margin-bottom:2px;font-weight:700;display:block}.mk-term-tip:after{content:"";border:5px solid #0000;border-top-color:#0b1c1a;position:absolute;top:100%;left:50%;transform:translate(-50%)}.mk-term:hover .mk-term-tip,.mk-term:focus .mk-term-tip,.mk-term:focus-visible .mk-term-tip{opacity:1;visibility:visible;transform:translate(-50%)translateY(0)}.mk-term:focus-visible{outline:2px solid var(--mk-color-focus);outline-offset:2px}.mk-stat{border-radius:var(--mk-radius-surface);flex-direction:column;min-width:0;padding:15px 16px 13px;display:flex}.mk-stat-mint{background:var(--mk-color-mint);color:var(--mk-color-mint-ink)}.mk-stat-lilac{background:var(--mk-color-lilac);color:var(--mk-color-lilac-ink)}.mk-stat-peach{background:var(--mk-color-peach);color:var(--mk-color-peach-ink)}.mk-stat-sky{background:var(--mk-color-sky);color:var(--mk-color-sky-ink)}.mk-stat-top{align-items:center;gap:9px;display:flex}.mk-stat-top .mk-term{margin-left:auto}.mk-stat-label{letter-spacing:-.01em;font-size:.8125rem;font-weight:700}.mk-stat-value{letter-spacing:-.038em;font-variant-numeric:tabular-nums;margin-top:11px;font-size:1.875rem;font-weight:800;line-height:1.05}.mk-stat-plain{opacity:.84;margin-top:5px;font-size:.78rem;font-weight:500;line-height:1.35}.mk-stat-viz{width:100%;height:40px;margin-top:11px;display:block}.mk-figure{border-radius:var(--mk-radius-control);background:var(--mk-color-mint);min-width:0;color:var(--mk-color-mint-ink);border:0;padding:.75rem .85rem}.mk-figure :is(dt,.mk-figure-label){opacity:.86;margin:0;font-size:.75rem;font-weight:700}.mk-figure :is(dd,.mk-figure-value){letter-spacing:-.035em;font-variant-numeric:tabular-nums;margin:.2rem 0 0;font-size:1.35rem;font-weight:800;line-height:1.1}.mk-figures>*{border-radius:var(--mk-radius-control);background:var(--mk-color-mint);min-width:0;color:var(--mk-color-mint-ink);padding:.75rem .85rem;border:0!important}.mk-figures>:nth-child(4n+2){background:var(--mk-color-sky);color:var(--mk-color-sky-ink)}.mk-figures>:nth-child(4n+3){background:var(--mk-color-lilac);color:var(--mk-color-lilac-ink)}.mk-figures>:nth-child(4n+4){background:var(--mk-color-peach);color:var(--mk-color-peach-ink)}.mk-figures :is(dt,dd,p,span,strong){color:inherit}.mk-figures :is(dd,strong){font-variant-numeric:tabular-nums}.mk-koala-card{border-radius:var(--mk-radius-surface);background:var(--mk-color-teal-900);color:#eaf4f1;box-shadow:var(--mk-shadow-panel);padding:19px}.mk-koala-head{align-items:center;gap:11px;display:flex}.mk-koala-mark{background:linear-gradient(158deg, var(--mk-color-teal-600) 0%, var(--mk-color-teal) 100%);color:#fff;border-radius:12px;flex:none;place-items:center;width:38px;height:38px;display:grid;box-shadow:inset 0 1px #ffffff4d,0 3px 9px #0006}.mk-koala-name{letter-spacing:-.015em;color:#fff;font-size:.875rem;font-weight:800}.mk-koala-name span{letter-spacing:.09em;text-transform:uppercase;color:#ffffff80;margin-top:2px;font-size:.6875rem;font-weight:600;display:block}.mk-koala-flag{border-radius:var(--mk-radius-pill);color:#d6ebe6;letter-spacing:.09em;text-transform:uppercase;background:#ffffff24;margin-left:auto;padding:5px 11px;font-size:.656rem;font-weight:700}.mk-koala-claim{letter-spacing:-.028em;color:#fff;text-wrap:balance;margin:15px 0 9px;font-size:1.156rem;font-weight:800;line-height:1.26}.mk-koala-body{color:#ffffffc7;margin:0 0 9px;font-size:.84rem}.mk-koala-evidence{border-top:1px solid #ffffff24;flex-direction:column;gap:7px;margin-top:14px;padding-top:13px;display:flex}.mk-koala-ev{color:#ffffffa8;align-items:baseline;gap:9px;font-size:.78rem;display:flex}.mk-koala-ev b{color:#fff;font-variant-numeric:tabular-nums;flex:none;font-weight:700}.mk-koala-card .mk-term{color:#fff;background:#ffffff29}.mk-rail-ic{width:30px;height:30px;box-shadow:var(--mk-shadow-tile);color:#ffffffd9;transition:transform var(--mk-duration-control) var(--mk-ease-out);background:linear-gradient(158deg,#ffffff21 0%,#ffffff0a 100%);border-radius:9px;flex:none;place-items:center;display:grid}.mk-rail-item:hover .mk-rail-ic{transform:translateY(-1px)}.mk-rail-item[aria-current=page] .mk-rail-ic{background:linear-gradient(158deg, var(--mk-color-teal-600) 0%, var(--mk-color-teal) 100%);color:#fff;box-shadow:inset 0 1px #ffffff57,0 3px 9px #0000006b}.mk-rail-foot{flex-direction:column;gap:3px;margin-top:auto;display:flex}@media (prefers-reduced-motion:reduce){.mk-term-tip,.mk-rail-ic{transition:none}.mk-rail-item:hover .mk-rail-ic{transform:none}}@media (max-width:900px){.mk-rail-foot{flex-direction:row;margin-top:0}}
@keyframes koala-progress{0%{transform:translate(-115%)}50%{transform:translate(100%)}to{transform:translate(310%)}}[data-koala-presentation=opinion]>h3:first-child,[data-koala-presentation=analysis]>h3:first-child{color:var(--mk-color-accent-ink);letter-spacing:.1em;text-transform:uppercase;margin-bottom:.55rem;padding:0;font-size:.68rem;font-weight:700;line-height:1.2}[data-koala-presentation=opinion]>h3:first-child+p,[data-koala-presentation=analysis]>h3:first-child+p{border-left:2px solid var(--mk-color-sage);padding:.1rem 0 .1rem 1rem;font-size:.98rem;font-weight:600;line-height:1.65}@media (max-width:640px){[data-koala-presentation=opinion]>h3:first-child,[data-koala-presentation=analysis]>h3:first-child{margin-bottom:.45rem}[data-koala-presentation=opinion]>h3:first-child+p,[data-koala-presentation=analysis]>h3:first-child+p{padding-left:.85rem}}