Detailed view
How this calculator works
The answer does not change between Quick and Detailed. This is the professional finance underneath it — the formula, assumptions and mechanics you can inspect when you want the extra detail.
Tied cash + drag
Tied cash = units × per-unit cost. Carry drag = tied cash × carrying % × months/12. The total carrying + opportunity cost the slow stock adds each month it sits.
Recovery offset
Recovery value = units × per-unit cost × recovery %. Net loss = tied cash + carry drag − recovery value. Treats liquidation, bundle and discount-the-oldest strategies as a single recovery lens.
