Can I afford this?
Runway, monthly burn, the cash on hand for a quiet quarter and the calendar date you would run out at this rate.
Choose a calculator
Pick the question that matches the job in front of you.
How much cover do these cash numbers give me?
Cash Cover Scenario
Finance term: Cash cover (often called cash runway)
See how many months the cash you enter would cover if your entered monthly cash shortfall stayed constant. MarginKoala does not predict that it will.
Calculate freeAm I burning cash or generating a monthly surplus?
Monthly Cash Burn or Surplus
Finance term: Monthly burn / burn rate
Compare monthly cash inflows with recurring and irregular cash outflows to see whether the period burns cash or produces a surplus.
Calculate freeWhat revenue do I need to break even?
Break-Even Revenue
Monthly revenue at which contribution covers fixed costs — the per-month floor for any pricing strategy.
Calculate freeHow long is cash tied up before I get paid?
How Long Your Cash Is Tied Up
Finance term: Cash Conversion Cycle (CCC)
Calculate DIO + DSO − DPO from the days you enter. A negative result can occur when supplier terms fund more of the cycle.
Calculate freeHow much working capital do I have?
Short-Term Assets vs Liabilities
Finance term:
Subtract current liabilities from current assets and see the current ratio from the same balance-sheet scope.
Calculate freeHow much do I need to raise?
Funding Need
The raise size that funds a runway horizon at the current monthly burn — sized against current cash on hand.
Calculate freeHow long is my receivables book taking to collect?
A/R Aging
Bucket totals, % overdue and weighted-average age across 0–30 / 31–60 / 61–90 / 90+ days.
Calculate free